THERE IF YOU NEED IT
Most people default to applying for a term loan, without fully understanding the ins and outs of other types of borrowing. A line of credit is slightly more sophisticated, and the good news is you can tap into it only when needed.

BENEFITS
Access to a wide range of benefits
Cash when you need it
Simply draw down when the need arises, no need to take it all at once
Manage risk
No need to borrow a large amount all at once, you are in control of when to draw down
Cost
Only pay interest on the funds you have drawn down on
Flexible
Only borrow the amount you need, as you need it
Protect personal finances
Business lines of credit can help to avoid using personal funds for business expenses
Risk based pricing
The more likely the lender views your business as being able to make payments, the lower the interest
WHAT OUR CUSTOMERS ARE SAYING
FREQUENTLY ASKED QUESTIONS
A line of credit as a credit facility extended by a lender to a business that enables the borrower to draw on the facility when funds are needed. Interest is paid only on money withdrawn. This type of finance can often work out cheaper when funds are withdrawn in installments, as opposed to receiving the full amount in your bank account upfront.
A credit facility you can withdraw from as and when you need it.
Absolutely! All our applications are protected, and we only share your information with our trusted lenders.
Typically, 12-24 months, but in some cases the term may be longer.
On average it takes 3-5 working days.