EQUIPMENT TO GET THE JOB DONE
The proper equipment will take your business to the next level. Whether it is forklifts, medical equipment or vehicles, it is necessary to function. We will find the best payment option available so that you don’t have to.
Equipment financing is a more cost-effective and risk-free method of acquiring equipment than other types of finance.

BENEFITS
Access to a wide range of benefits
Maintain Cash
This allows you to hold onto your working capital so it can be used
for other areas
Manage risk
Mitigate the uncertainty of investing in a capital asset
Hedge against inflation
Equipment financing may hedge inflation risk by delaying your
outlay of funds over time
Technology Advances
Financing helps you get your hands on the latest piece of equipment and not fall behind your competition
Protect personal finances
Avoid digging into your pocket for business expenses. Nearly 8 out of 10 businesses use financing to obtain equipment
Tax incentives
Monthly payments may be deducted as an expense with section 179 tax deduction

How to qualify for equipment financing?
Finding out if you qualify only takes a few minutes and won’t affect your credit score.
Our goal is to secure the most competitive rate and repayment terms for your upcoming equipment purchase.
Your personal and business credit ratings, the industry you’re in, positive trade record, debt coverage service ratio, current trade lines, and the equipment quotes offered by the business, all factor into equipment financing approvals.
WHAT OUR CUSTOMERS ARE SAYING
FREQUENTLY ASKED QUESTIONS
Equipment financing is the process of obtaining business equipment
using a loan. This allows you to purchase the equipment and make payments made over time, similar to using an auto loan to buy a personal car. Another option is Equipment Leasing, which gets you the equipment you need without the intention of owning it. You will make a regular lease payment for the period of time in which you need the piece of equipment. When the lease is up, you have the option of renewing the lease to continue use or you can return the equipment.
A key fact about equipment financing to never forget is that it’s meant only to finance tangible assets, contrary to a working capital loan, which you can use for any purchase, but that purchase acts as a form of collateral.
You will have an agreed repayment amount and an agreed repayment period.
Your payments are usually monthly, made to your equipment financier. The payments are to pay off the debt, with interest, throughout that repayment period. If you default on the loan or lease, the equipment financier might repossess and resell your equipment. Take in mind the following points before deciding to seek out equipment financing:
- Price of the equipment.
- Credit score.
- Age of the equipment.
- The credibility of your business.
- Your time in the business.
Absolutely! All of our applications are protected and we only share your information with our trusted lenders.
While it depends on several factors, it is typically 1-7 years; however, the term may be longer in some cases. Make sure you have a clear description of the equipment you want to finance, a cost estimate, and the benefits you can expect from this investment.
On average it takes 2-5 working days depending on the piece of equipment.
The equipment’s type and price, the credit rating of the borrowing company, and more can affect the application process. Make sure you have all the documents you need before applying, which includes (but is not limited to):
- Driver’s License
- Bank Statements
- Credit Score
- Business Tax Returns
- Equipment Quote
Industry leading approval process that is easy and less intensive. Get the capital you need to allow your business to grow, today!